Price Reduced Listing
$699,000
 $3,646 est/mo Sourced by Back At You

4074 4th Street,Surf City, NC 28445

Surf City, NC 28445

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Description

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning at the beach and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom overlooks the canal and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded spot near the water, while the utility room and large storage areas provide plenty of room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat or beach. Step outside and you're just a few steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street brings together what makes Surf City waterfront living so appealing: the Atlantic Ocean within walking distance, approximately 55 feet of canal frontage, your boat in the backyard, generous storage and no HOA.

Details

MLS #100601423
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year1986
Days On Site37
Listing Provided ByCoastal Realty Associates LLC | Hugh A Cannady

Features

Bed(s)3
Bath(s) 3 Total
SQ Feet1,762
Car PortYes
Story(s)1
ZoningMHS
Acreage0.18
Water FrontBoat Lift, Bulkhead, Canal Front
Property ViewCanal

Interior

Interior FeaturesBlinds/Shades
Heating Yes / NoYes
Cooling Yes / NoYes
CoolingCentral Air
Fireplace Yes / NoNo
Rooms Total9

Exterior

RoofMetal
Foundation DetailsOther, Pilings
Lot FeaturesBoat Slip, Boat Dock, Boat Lift, Bulkhead, Navigable Water
Waterfront FeaturesBoat Lift, Bulkhead, Canal Front
ViewCanal
Construction MaterialsVinyl Siding, Wood Frame

Parking

Attached Garage Yes / NoNo
Garage Yes / NoNo
Parking FeaturesOff Street

Utilities

UtilitiesSewer Connected, Water Connected

Taxes

Tax Assessed Value652407
Tax Book Number11
Tax Legal DescriptionL30 S3 B41 OLD SETTLERS BEACH
Tax Year2026

Area Information

StateNC
CountyOnslow
CitySurf City
Zip Code28445
Community NameOld Settlers Beach
School DistrictOnslow
Elementary SchoolDixon
High SchoolDixon
Listing VS Median (in Old Settlers Beach)
Price:
$699,000
low | high
Med:
$865,000
26.251788268956% of Average
sqft:
1,762
low | high
Med:
2,336
17.423382519864% of Average
$ / sqft:
$397
low | high
Med:
$370
56.659097144649% of Average
On site:
37
low | high
Med:
23
100% of Average
Sourced by Back At You

Market Activity 28445

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Learn More About This Property

StateNC
CountyOnslow
CitySurf City
Zip Code28445
Community NameOld Settlers Beach
School DistrictOnslow
Elementary SchoolDixon
High SchoolDixon
Listing VS Median (in Old Settlers Beach)
Price:
$699,000
low | high
Med:
$865,000
26.251788268956% of Average
sqft:
1,762
low | high
Med:
2,336
17.423382519864% of Average
$ / sqft:
$397
low | high
Med:
$370
56.659097144649% of Average
On site:
37
low | high
Med:
23
100% of Average
Sourced by Back At You
Nearby Listings (Within 1/4 mile)
Price: $524K - $873K
sqft: 1,000 - 2,000
Nearby Listings Property ImageNearby Listings Details
7060 7th Street Property Photo 1
$650,000
7060 7th Street
Surf City, NC 28445
9055 W 9th Street Property Photo 1
$815,000
9055 W 9th Street
Surf City, NC 28445
Listing Updated: October 6, 2026 at 8:25:17 AM PDT